The Importance of Pre-Qualification

Looking for a loan? We'd be thrilled to talk about our many mortgage solutions! Give us a call at 5752581316. Ready to begin? Apply Online Now.

It's important to bring in your mortgage professional early — even before you have started to consider neighborhoods. Why? When you do not yet know how much house you want to qualify for, how can we help?

We Will Help You Pre-Qualify

We can help you calculate how much of a mortgage you can afford, and the amount of money you can borrow, by walking you through pre-qualifying. The process outlines your financial situation - your debts, income, career, and cash available for down payment, among other things. It's short and to the point; We keep the paperwork light.

We will award you a Pre-Qualification Letter after you qualify, that documents that we're confident you'll qualify for a certain amount of mortgage dollars.

Power in the Pre-Qual

A number of advantages open to you when you find your dream house, and have pre-qualification. The first is that you can know what you'll be able to afford when putting together the offer. Even more important to the seller of the house, your pre-qualification letter gives them certainty - as if you had entered their home with a big box of cash to make the offer! They won't need to be concerned they're wasting their time if you will not be able to qualify for a high enough mortgage. The seller won't be concerned that he won't be able to count on you to qualify for your loan.Your qualifying for your needed loan amount won't cause them concern. You have the sway of a buyer ready to make the deal right now!

We help with your pre-qualification

When we pre-qualify you, we help you determine how much of a monthly payment you can afford, and the loan amount you will qualify for. We will achieve this by analyzing your debts and income, your employment and residence situations, your funds available for a down payment, required reserves, and some other things. It's quick and to the point; and we keep the paperwork light.

Face to Face

While you are able to try our mortgage calculators on our site, it will be essential to sit down and talk with one of our mortgage professional team members. For one thing, you'll want a Pre-Qualification Letter! For another thing, we could find a different mortgage loan option that is a better fit for you. Let us help you get started: Contact us at 5752581316.

Have questions about pre-qualifying? Call us at 5752581316. We answer pre-qualification questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
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1123 Mechem Dr Ste 1
Ruidoso, NM 88345