Nathan Thomas 

Nathan Thomas- Owner/Broker, Nathan has been lending in the mortgage community for over fifteen years with a proven track record of providing quality loans and offering the most competitive loan products that are available in the state of New Mexico and Texas.  Nathan studied at NMSU and graduated with a BA in marketing and management.  His experience before entering the mortgage lending community has enabled him to become the best mortgage broker in his lending areas.  Call today and find out why Ruidoso Mortgage has some of the most competitive lending products available in the market today!

Nathan Thomas
Owner/Broker
NMLS ID# 242096



Pam Jenkins 

Pam is a long time resident of Ruidoso and has been in finance for over 20 years. She works hard to make the dream of home ownership a reality for everyone. Pam offers credit counseling where issues are found and tries to make the loan process as smooth as possible.

Pam Jenkins
Mortgage Loan Originator
NMLS ID# 445961



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Debbie Thomas, Office Manager

Debbie joined Ruidoso Mortgage eleven years ago after retiring from the educational world.  A native of Lincoln County, she loves family and being outside. She strives to make your loan process as enjoyable and positive an experience as possible.



Amy Duncan, Office Assistant

Amy will greet you with a smile and assist you with getting your loan completed. She is a 26-year resident of Ruidoso who loves people and the great outdoors.


1123 Mechem Dr Ste 1
Ruidoso, NM 88345